140+ Eligible Health Expenses.

100+ Eligible HSA Expenses

* Items with an asterisk require a prescription or written confirmation from a licensed medical practitioner to qualify.

A licensed or registered medical practitioner must be recognized in the employee’s province and acting within their authorized scope of practice for the expense to qualify.

* Authorized Medical Practitioners
  • Exams
  • Cleanings & Polishing
  • Oral Hygiene
  • X-rays
  • Gum Treatments
  • Repair
  • Root canals
  • Fillings
  • Tooth extractions
  • Denture repair and replacement
  • Orthodontic work, including braces paid to a medical practitioner or a dentist. Expenses for solely cosmetic procedures are not covered.
  • Eyeglasses
  • Contact lenses
  • Optician, Optometrist, Ophthalmologist
  • Laser Eye Surgery
  • Acupuncturist (R.Ac.)
  • Anesthesiologist
  • Athletic Therapist (must provide professional registration number)
  • Audiologist
  • Chiropodist
  • Chiropractor (DC)
  • Clinical Counselor (RCC)
  • Dermatologist*
  • Dietitian or Nutritionist (Registered)
  • Gynaecologist (Ob. Gyn)
  • Homeopath (Registered Professional)
  • Kinesiology (Ontario only; must provide professional registration number)
  • Massage Therapist (must be provincially registered)
  • Midwife (Registered)
  • Naturopath (ND)
  • Neurologist
  • Nurse (RN, LPN, NP)
  • Occupational Therapist
  • Orthopedist
  • Osteopath (must have a certificate or be licensed in the jurisdiction where the individual resides)
  • Pharmacist
  • Physician (MD), Pediatrician, Podiatrist (DPM), Surgeon
  • Physiotherapist (B.PhysT, B.ScPhysio, B.Physio, CPTA)
  • Plastic Surgeon (must be medically required with doctor certification)*
  • Prosthetist
  • Psychiatrist (MD)
  • Psychoanalyst
  • Psychologist (R. Psych)
  • Psychotherapist (RP)
  • Registered Psychotherapist
  • Respiratory Therapist
  • Social Worker (RSW, MFT)
  • Speech Therapist (SLP)
  • Traditional Chinese Medicine Practitioner (TCM)
  • X-Ray Technician
  • Any prescription medicine obtained through a licensed pharmacist is eligible. Include your prescription 
  • Cosmetic surgery – considered a medical expense if performed for medical or reconstructive purposes, such as correcting a congenital deformity or an injury from an accident
  • COVID tests – completed and processed by a lab or pharmacy
  • Electrolysis – amounts paid to a qualified medical practitioner
  • Fertility-related procedures – expenses for medical treatment or hospitalization for conception of a child (expenses for a surrogate mother are not covered)
  • Laser eye surgery – amounts paid to a medical practitioner or a public or licensed private hospital
  • Medical services provided outside of Canada – eligible if paid to a medical practitioner or a public or licensed private hospital while traveling
  • MRI, ultrasound, and X-ray treatments
  • Diagnostic tests – non-holistic tests such as electrocardiographs, stool examinations, blood sugar tests, metabolism tests, radiological services, urine analysis, spinal fluid tests, allergy and asthma testing* (cannot be prescribed by a naturopath or nutritionist)
  • Treatment centre for a person addicted to drugs, alcohol, or gambling*
  • Air conditioner – for a person with a severe chronic illness, disease, or disorder (eligible amount is $1,000 or 50% of the cost, whichever is less)*
  • Air filter, cleaner, or purifier – for severe chronic respiratory ailment*
  • Apparatus or materials – paid directly to a doctor, dentist, nurse, or hospital
  • Mobility devices – designed to assist an individual with a mobility impairment in walking
  • Baby breathing monitor – with written certification from a medical practitioner confirming risk of sudden infant death syndrome*
  • Bathroom aids – to help a person get in or out of a bathtub or shower, or on and off a toilet*
  • Brace – for a limb or spine
  • Braille devices – note takers, printers, synthetic speech systems, large print-on-screen devices, computer peripherals, and similar equipment for individuals who are blind*
  • CPAP (continuous positive airway pressure) devices and supplies
  • Crutches
  • Diabetic supplies and devices
  • Electronic bone healing device*
  • Exercise equipment – prescribed by a physician for treatment or recovery from an illness or injury*
  • Hearing aids or personal assistive listening devices, including repairs and batteries
  • Heart and blood pressure monitoring devices, pacemakers, including repairs and batteries*
  • Hospital bed – if required for use in the home*
  • Incontinence supplies – catheters, catheter trays, tubing, etc.*
  • Needles and syringes
  • Orthotic inserts, orthopedic shoes or boots*
  • Oxygen and related equipment*
  • Phototherapy equipment – for treating psoriasis or other skin disorders
  • Prosthetics – including artificial limbs
  • Renovation expenses – specifically required for a person with a mobility impairment (doctor confirmation required)*
  • Support hose or compression stockings – to relieve swelling*
  • TENS or electrotherapy devices*
  • Wheelchair, scooter, power-operated chair, or lifts – for individuals with mobility impairment*
  • Wigs – for individuals with abnormal hair loss due to an accident, disease, or medical treatment*
  • Doctor’s note or form completed by a doctor
  • Employee premiums paid to a non-government health, dental, or vision plan (e.g., Blue Cross)
  •  Gluten-free products (only the cost difference from a standard product is eligible)*. A celiac diagnosis is required. Include this diagnosis in your first claim. 
  • Home care – for an illness or disability*
  • Private healthcare – when membership or access fees to a private medical clinic are prepayment for eligible medical expenses
  • School – for individuals with mental or physical impairments* (subject to additional conditions; please contact us before claiming)
  • Travel for healthcare – when equivalent medical services are not available near your home and travel is reasonably direct and necessary* (subject to additional conditions; please contact us before claiming)
  • Travel insurance – emergency medical coverage only
  • Ambulance – to and from the hospital
  • Hospital bills
  • Vaccines*