140+ Eligible Health Expenses.
100+ Eligible HSA Expenses
Items with an asterisk require a prescription or written confirmation to qualify.
- Exams
- Cleanings & Polishing
- Oral Hygiene
- X-rays
- Gum Treatments
- Repair
- Root canals
- Fillings
- Tooth extractions
- Denture repair and replacement
- Orthodontic work, including braces paid to a medical practitioner or a dentist. Expenses for solely cosmetic procedures are not covered.
- Eyeglasses & Contact lenses
- Optician, Optometrist, Ophthalmologist
- Laser Eye Surgery
- Acupuncturist (R.Ac.)
- Anesthesiologist
- Athletic Therapist (must provide professional registration number)
- Audiologist
- Chiropodist
- Chiropractor (DC)
- Dermatologist*
- Dietitian or Nutritionist (Registered)
- Gynaecologist (Ob. Gyn)
- Homeopath (Registered Professional)
- Kinesiology (Ontario only, and must provide professional registration number)
- Massage Therapist (must be provincially registered)
- Mental Health Professional (Registered): Clinical Counselor (RCC), - Psychiatrist (M.D.), Psychoanalyst, Psychologist (R. Psych), Psychotherapist (RP), Registered Psychotherapist, Social Workers (RSW, MFT)
- Midwife (Registered)
- Naturopaths (ND)
- Neurologist
- Nurse (RN, LPN, NP)
- Occupational Therapist
- Orthopedist
- Osteopath (must have a certificate or be licensed in the jurisdiction where the individual resides)
- Pharmacist
- Physician (MD), Pediatrician, Podiatrist (DPM), Surgeon
- Physiotherapist (B.PhysT, B.ScPhysio, - B.Physio, CPTA)
- Plastic Surgeon (Must be medically required with doctor certification)*
- Prosthetist
- Respiratory Therapist
- Speech Therapist (SLP)
- Traditional Chinese Medicine Practitioner (TCM)
- X-Ray Technician
- Any prescription medicine obtained through a licensed pharmacist is eligible. Include your prescription
- Cosmetic surgery – considered a medical expense if it is performed for medical or reconstructive purposes, such as correcting a congenital deformity or injury from an accident
- Covid tests – completed and processed by a lab or pharmacy
- Electrolysis – amounts paid to a qualified medical practitioner.
- Fertility-related procedures – expenses incurred for medical treatment or hospitalization for conception of a child. Expenses for a surrogate mother are not covered
- Laser eye surgery – the amount paid to a medical practitioner or a public or licensed private hospital
- Medical services provided outside of Canada – if you travel outside Canada to get medical services, you can claim the amounts you paid to a medical practitioner and a public or licensed private hospital
- MRI, Ultrasound, X-Ray Treatments
- Tests – the cost of non-holistic diagnostic tests such as electrocardiographs, stool examinations, sugar content tests, metabolism tests, radiological services or procedures, urine analysis, spinal fluid tests, allergy and asthma testing*
- Treatment centre for a person addicted to drugs, alcohol, or gambling*
- Air conditioner for a person with a severe chronic illness, disease, or disorder. The eligible amount is $1,000 or 50% of the amount paid, whichever is less*
- Air filter, cleaner, purifier for severe chronic respiratory ailment*
- Any apparatus or materials paid directly to a doctor, dentist, nurse, or hospital
- Any device designed to assist an individual in walking where the individual has a mobility impairment
- Baby breathing monitor with written certification from a medical practitioner that the infant is at risk of sudden infant death syndrome*
- Bathroom aids to help a person get in or out of a bathtub/shower or on and off a toilet*
- Brace for a limb, spinal brace
- Braille note takers, printers, synthetic speech systems, large print-on-screen devices, computer peripherals, and other devices designed for a person who is blind to operate a computer*
- CPAP – Continuous Positive Airway Pressure Devices and supplies
- Crutches
- Diabetic supplies and devices
- Electronic bone healing device*
- Exercise equipment prescribed by a physician for treatment or recovery from an illness or injury*
- Hearing aids or personal assistive listening devices including repairs and batteries
- Heart and blood pressure monitoring devices, pace makers, including repairs and batteries*
- Hospital bed if required in home*
- Incontinence supplies catheters, catheter trays, tubing, etc.*
- Needles and syringes
- Orthotic inserts, orthopaedic shoes or boots*
- Oxygen and equipment*
- Phototherapy equipment for treating psoriasis or other skin disorders
- Prosthetics, artificial limb
- Renovation expenses specifically required for person with mobility impairment. Doctor confirmation required*
- Support hose, compression stockings, to relieve swelling*
- TENS/Electrotherapy devices*
- Wheel chair, scooter, power operated chair or lifts for persons with mobility impairment*
- Wigs – for people who have suffered abnormal hair loss because of an accident, disease, or medical treatment*
- Doctors note or form completed by a doctor
- Employee premiums paid to a non-government health, dental or vision plan, such as Blue Cross are eligible for reimbursement
Gluten-Free Products (only the cost difference from a standard product is eligible))*
- Home care for an illness or disability*
- Private healthcare when membership or access fees paid to a private medical clinic are pre-payment for eligible medical expenses
- School for individuals with mental or physical impairments*. Subject to additional conditions, please contact us before claiming.
- Travel for healthcare when substantially equivalent medical services were not available near your home, you took a reasonably direct travelling route, it is reasonable, under the circumstances, for you to have travelled to that place to get those medical services.* Subject to additional conditions, please contact us before claiming.
- Travel insurance (emergency medical only)
- Ambulance to and from the hospital
- Hospital bills
- Vaccines*