About Us
Health Spending Account
Experts You Can Trust
About Coastal HSA
Based in Victoria, BC, we’re committed to making employee health benefits simple, flexible, and affordable. Our claims-based plan focuses on putting your money where it matters—your health—rather than on unnecessary fees or inflated premiums. With our app, organizations can create a custom health benefits plan in just minutes.
What we do
We Make Health Benefits Simple
with Health Spending Accounts (HSAs)
We believe that accessing quality health benefits should be simple, flexible, and affordable. That’s why we’re redefining employee benefits—eliminating unnecessary costs and complexity—so organizations can invest in what truly matters: the health and well-being of their people.
Our clients are small businesses—from tech companies and law firms to restaurants and beyond—seeking a simple, effective health benefits plan. If you’re looking for the best value in Canada, we’re here to deliver. Join us and start saving today.
Built for Canadians
Our platform is made for Canadians and is currently available to organizations in British Columbia, Alberta, Saskatchewan, Manitoba, Northwest Territories, Nunavut, and Yukon.
Based in Victoria, BC
Sam Froese
Founder
Sam Froese
Founder
Hi, I’m Sam—the person behind Coastal HSA. I started this company because I genuinely believe Health Spending Accounts are one of the smartest, most flexible ways to support your team’s health and well-being.
With a background in health benefits, wealth management, tech, and small business operations, I’ve seen how traditional benefits can be overly complex and expensive—especially for small teams. I knew there had to be a better way.
So I built Coastal HSA to be simple, transparent, and focused on real value. No bloated costs, no confusing fine print—just a straightforward platform that helps Canadian businesses do right by their people.
- Email:sam@coastalhsa.ca
Get started
Interested in Health Spending Accounts?
Contact us to discover how Health Spending Accounts can help your business and team save.
All things HSAs
HSA Resource Center
Explore Health Spending Accounts and learn about the amazing benefits they can offer.