Coastal HSA

HSA vs METC Calculator

Discover how much you could save by using Coastal HSA. 
Note: this calculator provides an estimate only. Actual savings will vary. 

Coastal HSA Savings Calculator

Estimate your annual tax and employer savings compared to insurance, other HSAs, and the METC.

Create an HSA today and start saving tomorrow. 

HSA vs METC Calculator

Wondering how much you could save by using a Health Spending Account (HSA) instead of traditional health insurance or claiming the Medical Expense Tax Credit (METC)?

Use the Coastal HSA Savings Calculator to instantly estimate your potential tax advantages and employer savings.

This free online tool helps Canadian business owners and incorporated professionals compare the true cost of different benefit options — including Coastal HSA, traditional insurance plans, and other HSA providers.

Why use the Health Spending Account vs Medical Expense Tax Credit Calculator 

Running health benefits through an HSA can reduce both corporate and personal taxes. Our calculator makes it easy to see the difference:

Employee tax savings – See how much employees save when eligible medical expenses are reimbursed through an HSA instead of being claimed through the federal Medical Expense Tax Credit.

Employer savings – Compare total company costs under Coastal HSA (7% admin fee) versus other HSAs (10%) and traditional insurance plans (20%+).

All-in-one comparison – Adjust employee count, income levels, and average healthcare spending to model your real-world scenario and see the numbers instantly.