Discover how much you could save by using Coastal HSA.
Note: this calculator provides an estimate only. Actual savings will vary.
Create an HSA today and start saving tomorrow.
Estimate your annual tax and employer savings compared to insurance, other HSAs, and the METC.
Wondering how much you could save by using a Health Spending Account (HSA) instead of traditional health insurance or the Medical Expense Tax Credit (METC)?
Use the Coastal HSA Savings Calculator to instantly estimate your potential tax advantages and employer savings.
This free online calculator helps Canadian business owners and incorporated professionals compare the real costs of different benefit options — including Coastal HSA, traditional insurance, and other HSA providers.
Running employee benefits through a Health Spending Account can reduce both personal and corporate taxes.
Our calculator makes it easy to see exactly how:
Employee tax savings – See how much employees save when eligible medical expenses are reimbursed through an HSA instead of claiming the federal Medical Expense Tax Credit.
Employer savings – Compare total company spending under Coastal HSA (6% admin) vs Other HSAs (10%) and traditional insurance (20%+).
All-in-one comparison – Adjust employee counts, income levels, and average health spending to model your real-world scenario.