When it comes to employee benefits, the real question isn’t just what your team gets — it’s how much your business pays to provide it.
At Coastal HSA, our Cost per $1 of Benefits is just $1.06.
That means for every $1 your employees receive in eligible healthcare benefits, your business only spends $1.06.
We keep it simple: 6% per claim, no setup fees, no monthly premiums, no hidden charges. More of your budget goes directly toward employee health, not administration.
How Does That Compare?
Many traditional insurance plans — and even other health spending account providers — cost much more to deliver the same $1 in benefits.
It’s common to see a Cost per $1 of Benefits in the $1.10–$1.25 range (10–25% per claim).
For example:
- Coastal HSA: $10,000 in benefits costs your business $10,600
- Competitor at 10%: $10,000 in benefits costs $11,000
- Competitor at 20%: $10,000 in benefits costs $12,000
That difference adds up — saving your business hundreds or even thousands of dollars each year.
Do You Know Your Cost per $1 of Benefits?
If you have a traditional plan or use another health spending account provider, it’s worth running the numbers. You might be paying far more than you think to deliver the same coverage. If your insurance provider won’t share this number, that alone should raise questions.
At Coastal HSA, we keep your costs low and your benefits clear — so every dollar works harder for your business and your team.
Find out your Cost per $1 of Benefits today.
Contact us for a quick comparison.
