Health Benefits for
Teams Startups Employees Families
0 +
eligible health expenses
0 %
coverage for employees
$ 0
monthly fees
Employee Health Benefits
The HSA Health Wallet
- Digital health wallet via our app
- 140+ eligible health expenses
- Coverage without deductibles or copays
- Provides coverage for dependents
The HSA-Health Wallet
More benefits per dollar spent
- No monthly or annual fees
- No insurance premiums
- Only 8% admin fee per claim
Comprehensive Coverage
140+ Eligible Health Expenses
*Prescription or doctor’s written confirmation is required for some of the listed items to qualify.
- Routine dental care, including exams, cleanings, polishing, oral hygiene, x-rays, and gum treatments
- Restorative dental work, including repairing, root canals, fillings, and tooth extractions
- Denture-related expenses, including repair and replacement
- Orthodontic work, including braces paid to a medical practitioner or a dentist. Expenses for solely cosmetic procedures are not covered.
- Eyeglasses or contact lenses
- Optician, Optometrist, Ophthalmologist
- Laser eye surgery
- Acupuncturist (R.Ac.) – Anesthesiologist
- Athletic Therapist (must provide professional registration number)
- Audiologist
- Chiropodist
- Chiropractor (DC)
- Dermatologist*
- Dietitian or Nutritionist (Registered)
- Gynaecologist (Ob. Gyn)
- Homeopath (Registered Professional)
- Kinesiology
- Massage Therapist (must be provincially registered)
- Mental Health Professional (Registered): Clinical Counselor (RCC), Psychiatrist (M.D.), Psychoanalyst, Psychologist (R. Psych), Psychotherapist (RP), Registered Psychotherapist, Social Workers (RSW, MFT)
- Midwife (Registered)
- Naturopaths (ND)
- Neurologist
- Nurse (RN, LPN, NP)
- Occupational Therapist
- Orthopedist
- Osteopath (must have a certificate or be licensed in the jurisdiction where the individual resides)
- Pharmacist
- Physician (MD), Pediatrician, Podiatrist (DPM), Surgeon
- Physiotherapist (B.PhysT, B.ScPhysio, B.Physio, CPTA)
- Plastic Surgeon (Must be medically required with doctor certification)*
- Prosthetist
- Respiratory Therapist
- Speech Therapist (SLP)
- Traditional Chinese Medicine Practitioner (TCM)
- X-Ray Technician
- Any prescription medicine obtained through a licensed pharmacist is eligible
- Medicinal cannabis*
- Cosmetic surgery – considered a medical expense if it is performed for medical or reconstructive purposes, such as correcting a congenital deformity or injury from an accident
- Covid tests – completed and processed by a lab or pharmacy
- Electrolysis – amounts paid to a qualified medical practitioner.
- Fertility-related procedures – expenses incurred for medical treatment or hospitalization for conception of a child. Expenses for a surrogate mother are not covered
- Laser eye surgery – the amount paid to a medical practitioner or a public or licensed private hospital
- Medical services provided outside of Canada – if you travel outside Canada to get medical services, you can claim the amounts you paid to a medical practitioner and a public or licensed private hospital
- MRI, Ultrasound, X-Ray Treatments
- Tests – the cost of non-holistic diagnostic tests such as electrocardiographs, stool examinations, sugar content tests, metabolism tests, radiological services or procedures, urine analysis, spinal fluid tests, allergy and asthma testing*
- Treatment centre for a person addicted to drugs, alcohol, or gambling*
- Air conditioner for a person with a severe chronic illness, disease, or disorder. The eligible amount is $1,000 or 50% of the amount paid, whichever is less*
- Air filter, cleaner, purifier for severe chronic respiratory ailment*
- Any apparatus or materials paid directly to a doctor, dentist, nurse, or hospital
- Any device designed to assist an individual in walking where the individual has a mobility impairment
- Baby breathing monitor with written certification from a medical practitioner that the infant is at risk of sudden infant death syndrome*
- Bathroom aids to help a person get in or out of a bathtub/shower or on and off a toilet*
- Brace for a limb, spinal brace
- Braille note takers, printers, synthetic speech systems, large print-on-screen devices, computer peripherals, and other devices designed for a person who is blind to operate a computer*
- CPAP – Continuous Positive Airway Pressure Devices and supplies
- Crutches
- Diabetic supplies and devices
- Electronic bone healing device*
- Exercise equipment prescribed by a physician for treatment or recovery from an illness or injury*
- Hearing aids or personal assistive listening devices including repairs and batteries
- Heart and blood pressure monitoring devices, pace makers, including repairs and batteries*
- Hospital bed if required in home*
- Incontinence supplies catheters, catheter trays, tubing, etc.*
- Needles and syringes
- Orthotic inserts, orthopaedic shoes or boots*
- Oxygen and equipment*
- Phototherapy equipment for treating psoriasis or other skin disorders
- Prosthetics, artificial limb
- Renovation expenses specifically required for person with mobility impairment. Doctor confirmation required*
- Support hose, compression stockings, to relieve swelling*
- TENS/Electrotherapy devices*
- Wheel chair, scooter, power operated chair or lifts for persons with mobility impairment*
- Wigs – for people who have suffered abnormal hair loss because of an accident, disease, or medical treatment*
- Doctors note or form completed by a doctor
- Employee premiums paid to a non-government health, dental or vision plan, such as Blue Cross are eligible for reimbursement
- Gluten-Free Products*
- Home care for an illness or disability*
- Private healthcare
- Membership or access fees paid to a private medical clinic must be pre-payment for eligible medical expenses
- School for individuals with mental or physical impairments*
- Travel for healthcare*
- Travel insurance (emergency medical only)
- Ambulance to and from the hospital
- Hospital bill
- Vaccines
How it Works
Build your Benefits Plan in 4 Setps
1.) Add Employees
Create an account and add employees from your organization.
2.) Build The Plan
Create Health Wallets from $500 - $30,000 and then attach employees to the Health Wallets.
3.) Fund The Plan
Fund your health plan with a 15% refundable deposit of your annual plan value.
4.) Login
Employees then receive a welcome email with login link to their Health Wallet.
All things HSAs
HSA Resource Center
Explore HSAs and the amazing health benefits they offer.
